Intentional parenting

Tag: money

  • Empowering the Next Generation: Financial Wellness Workshop for Young Adults 

    At Intentional Parenting, we’re thrilled to be partnering with the brilliant team at MoneyHeave to host an Online Financial Wellness Workshop specially designed for young people aged 16years and over. Whether your teen or young adult is preparing for university, starting college, finishing uni, starting formal employment, entering an apprenticeship, or figuring out how to earn and save as they go—this session is for them.

    📅 Date: 21/08/2025

    🕒 Time: 7pm-8:30pm

    📍 Location: Online (Zoom link provided upon registration)

    💷 Cost: Free (but early registration is required). Register here today.

    Why does finance matter for young people of African heritage in UK?

    Many young adults start their financial journeys with little to no guidance. Between part-time jobs, student loans, overdrafts, and peer pressure to spend, it’s easy to make choices that lead to long-term financial stress.

    This workshop offers a judgment-free, practical space to:

    -Learn the basics of budgeting, saving, and spending wisely.

    -Understand student finance, grants, and apprenticeships.

    -Build confidence in setting financial goals.

    – Discuss real-world money scenarios relevant to youth culture.

    With expert facilitation from MoneyHeave known for their culturally aware and youth-focused financial education, participants will walk away with tools they can use immediately—whether they’re buying groceries at uni or saving for their first car.

    Smart Money Strategies for young adults:

    Here are a few tips we’ll unpack during the session:

    1. Create a “Needs vs. Wants” Budget

    Prioritise rent, transport, and essentials before splurging. Use digital budgeting tools (e.g., Emma, Monzo) to track your habits.

    2. Make the Most of Student Discounts

    Use your student ID or UNiDAYS app for savings on travel, food, books, and more.

    3. Avoid High-Interest Credit Traps

    Understand how overdrafts and credit cards work before using them. Ask questions: Nothing is too basic when it comes to your money.

    4. Set Weekly Spending Limits

    Break your term’s income into weekly allowances. Keep an emergency fund—even if it’s just £50.

    5. Explore Side Hustles Carefully

    Learn how to balance work and study. Know your rights around minimum wage and working hours.

    Why Migrant Parents Should Encourage Their kids to Attend?

    For many migrant families, talking about money openly isn’t always the norm. But our children are growing up in a different financial landscape—one that requires financial literacy from a younger age.

    Here’s why your child should attend:

    ✅ Bridge the Cultural Gap: Many young people raised in the UK face unique financial pressures—especially those navigating between African cultural expectations and Western lifestyles.

    ✅Managing and dealing with black tax and the bank of Parents.

    ✅ Prevent Costly Mistakes: Mismanaging finances in early adulthood can lead to debt and stress. This session gives them a head start.

    ✅ Learn What You Didn’t Get to Learn: As migrant parents, we may not have had financial education in school. This is an opportunity to give our children what we may have missed.

    ✅ Prepare for Independence: Whether they’re living away for university or staying at home during an apprenticeship, financial independence is key to adulthood.

    ✅ Encourage Confidence, Not Fear: When young people understand money, they’re more likely to make empowered choices, ask questions, and avoid shame or secrecy around financial struggles.

    Register here

    Zoom link will be sent out on the 18th of August via email address provided on registration.

    Please share this opportunity with your child, nieces, nephews, and godchildren. A 90-minute session could set them up for a lifetime of smarter choices.

    Final Thoughts

    Empowering our young people with financial knowledge is one of the greatest gifts we can give. This isn’t just a “money talk”—it’s a legacy-building workshop rooted in practical, accessible advice.

    With MoneyHeave’s expertise and Intentional Parenting’s culturally relevant approach, this is one online session you won’t want your child to miss.

    Let’s equip the next generation to thrive financially.

    Any comments, suggestions, queries please do email info@intentionalparentinguk.org

    Here is to flourishing and impacting next generation.

    Every blessing

    Fadzi

  • Growth

    Just realised that I have a lot of growing up to do 😂

    What about you? Which areas are you currently strengthening? Which ones do you feel/ think you are doing well?

    ✨If you have young adult children, senior teens, use this as a conversation tool. Review those areas together and formulate an action plan. For example:

    💹Financial life… there is lots of apps to use with young people around being financially savvy, eg Natwest money sense.

    📌How is s/he managing social life, screen time? It’s good to measure this with evidence. Screen time usage is readily available on iphone and androids.

    🍀Having a break from the phone/ screen makes room for creativity thereby tackling number 10.

    🤸🏾‍♀️How about physical activity. How do you keep motivated? Do you use the apple/ smart watch to see how many steps you have taken? Do you have a gym/ exercise buddy?

    Let us know if you find this useful or there is smelting you can add.

    With blessings

    Fadzai x

  • Love wins.

    It feels good to be back to writing again. I have been away from the blog due to work commitments. I normally write whilst on the train commuting to and from work. The past few days I have been driving due to change in location of where I was working.

    Anyway, I attended a training on Prevent. Those in U.K. would know about this training. It is about learning strategies to combat terrorism. The fundamental of this training is that we all should look out for those who are vulnerable amongst us and at risk of been radicalised. Terrorism is indeed a global phenomena and it takes all forms. 

    In a bid to educate and be educated we talk about current affairs on the dinner table with our teens. Their understanding of their world is very complex. Our slightly more mature son thinks differently to our passionate, feisty political daughter. My daughter feels we all need to love and respect one another regardless of where we come from or are based. She feels it’s wrong to mourn the loss of life in Manchester when the same even younger children are being killed in Syria. Rightfully so! We applaud her thinking and passion for the rights of all humanity.

    We realise that our daughter loves to debate and she is able to think on her feet. Proud, yes we are. The environment she is in, fosters that kind of thinking and the need to express oneself. It is a good thing. We encourage that in our family. However, it doesn’t stop us realising her vulnerabilities too. Because she feels so strongly about certain things, in a wrong crowd she can fall prey to evil people. There are people who are waiting to feed our passions. These are the recruiters and radiclisers.

    As parents, we continue to have conversations with our teens and channel their thinking in the right direction. 

    Our children want to be heard. They want us to put our phones away while we talk to them. When we do that, they will do the same when we are talking to them too. 

    Our children want our time more than anything else. Prioritise them and they will do the same. Let’s love one another and save the lives of our children from terrorism. 
    As parents, let us be empowered and keep our children safe. We all are vulnerable at some point in life but we do not need to be radicalised.  For those whose children have turned away and are on the verge of being radicalised, talk to someone. There is help available. I believe those who went to Syria, their families saw the gradual changes in them but did not what to do. Often times, in our challenges as parents we can feel overhemeled and confused. Talking to someone helps.
    Those who haven’t accessed the training or heard about it, there is a link below. For those reading from outside U.K. please access the link if you can. Terrorism is everywhere. Choose to be empowered today.

    The training is provided by the Home office and can easily be accessed on their website.👇🏾

    https://www.elearning.prevent.homeoffice.gov.uk/la/m/screen3

    Hope conquers 💞
    P.S Please comment , like, share and follow the blog. Remember sharing is caring